Find your fit

Side-by-side comparisons of the choices people actually get stuck on.

FHA vs. ConventionalTwo of the most common ways to buy a home. They look similar until you read the fine print. Forgivable vs. Repayable Down Payment AssistanceAssistance can be up to 5% of the price. The real question is whether you pay it back, and when. Fix & Flip vs. DSCROne is built to buy, fix, and sell. The other is built to buy and hold. Both are business-purpose investor loans. HELOC vs. Cash-Out RefinanceBoth turn home equity into cash. They just do it in very different ways. Bank Statement vs. ITIN LoansBoth are for people who do not fit the standard W-2 box. They solve different problems.

Néstor J. Caussade Morales

Mortgage Broker · DFW Mortgage Pros · Dallas–Fort Worth

“Speed isn’t a trick. It’s what happens when you underwrite the deal instead of the paperwork.”

Néstor has spent 13 years in Texas lending and business. He specializes in investor loans — fix & flip, ground-up construction and bridge — and in getting homebuyers in the door with little or nothing down.

He grew up in foster care. Today he runs a mortgage team in Dallas–Fort Worth, and when he isn't closing loans you'll find him on a dance floor.

Fix & Flip

Ground-Up Construction

Bridge

DSCR

Down Payment Assistance

ITIN

Foreign National

English · Español · ASL

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Find your fit

Néstor J. Caussade Morales

Ready when you are.